Provide up to 2 Lakh Loan
You no longer have to go to banks and financial institutions to run your own business or do any business. The facility of taking a loan on the basis of one call is gradually expanding. Attraction to phone borrowing has also increased significantly in recent days.
Currently, three commercial banks are offering phone loans. Nabil Bank, Laxmi Bank and Kumari Bank have provided the facility of taking loan by phone.
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It has been found that a total of one thousand people have taken loans in 100 days through the phone loan which was started for the first time in Nepal. The Phone loan facility developed by private sector service provider F1 Soft has attracted people working in the banking and corporate sectors.
People with bank accounts will be able to take loans from their mobiles as and when required. Bank has stated that such facility has been provided to the customers who have regular transactions in the bank and have good credit history.
Banks have been giving loans of up to Rs 200,000. The loan is available in the customer’s account within a few minutes of the person having a bank account applying through his mobile banking.
For this, you don’t even have to go to the bank and pledge. Customers wishing to take a loan can apply for a loan using their mobile bank app without any paperwork.
Chief Executive Officer of F1 Soft, Subash Sharma, said that the interest has increased a lot as loans can be obtained immediately without any paperwork. He said, ‘F1 Soft always creates technology that makes the daily life of the common man comfortable and simple.
In this process, we have developed the technology to take a loan from the phone. ‘This facility is now very attractive in the bank. Sharma said that it is believed that this facility will be extended to other banks in the coming days.